A Profile of Delinquent Consumer Debt

Credit Card Charge-offs

  1. Major Labels: Visa, MasterCard, Discover
  2. Private Labels: Sears, Saks
  3. Source of Credit Cards: Banks - Retail Chain Stores-
  4. Retail Installment Contracts
  5. Retail Purchases Involving a Contract: Signature Loans, Home Equity, Automobile
  6. Source of Retail Installment Contracts: Banks, Finance Companies, Retail Chain Stores, Auto Dealerships
  7. Student Loans: GSL and Non-GSL, Trade Schools, Colleges/Universities-Business Schools, Technical Training

Medical Receivables

Deficiency Balances

Bad Checks

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